Hotline FAQ
Which documents are required for issuing car loan for purchase of Renault car?AutoProsto program requires passport, identitification code, income statement for the last 6 months, and a valid driver’s license.
Can I apply for car loan, if I don’t have driver’s license, but my wife (husband) has it?Yes, you can.
If I buy a car in credit, is there any form of provision?Pledge Agreement on the vehicle and additional provision the Guarantor Agreement are required.
If I already paying back another credit, am I eligible to obtain a car loan?Yes, but you need to mention expenses on another credit in application form.
Is there a possibility for early reimbursement?A client is eligible for early repayment, full or partial; there is no additional payment for this service.
Is downpayment obligatory?No, it depends’ on client’s financial status. Sum of downpayment can be discussed with each client individually, but according to AutoProsto credit conditions, a client can purchase a car without downpayment.
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Is it possible to include into car loan additional expenses related to the purchase of vehicle (insurance, car registration)?Yes, on will of client, additional expenses for insurance can be included into sum of monthly payments.
Can I apply to any insurance company?You can process car insurance only in companies which are our partners. Credit consultant will provide you by list of these companies.
Can I obtain a car loan, if I don’t want to purchase car insurance?No, insurance is mandatory.
Where I can pay monthly payments?Credit repayment can be paid in any office of Oshchadbank. There is no commission for payments.
Is it possible to obtain a car loan only in Renault dealer’s shop?Yes, AutoProsto program assumes that issuing of car loans take place only in Renault dealer’s shop.
In which cities I can take a car loan?AutoProsto program covers Kyiv, Dnipropetrovsk, Donetsk, Kharkiv, Lviv, Zaporizhzhia, Vinnytsia, Kryvy Rig, Mukachevo, Odesa and Poltava. Further development of the program will be extended in cities, where Renault dealer’s network is presented.
Can I give a car, purchased in credit, to somebody as a gift?Yes, but only after full reimbursement.
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